{"id":245,"date":"2023-04-27T19:20:12","date_gmt":"2023-04-27T19:20:12","guid":{"rendered":"https:\/\/www.lendnation.com\/?page_id=245"},"modified":"2026-02-23T16:16:34","modified_gmt":"2026-02-23T16:16:34","slug":"installment-loans","status":"publish","type":"page","link":"https:\/\/www.lendnation.com\/services\/installment-loans\/","title":{"rendered":"Installment Loans"},"content":{"rendered":"\n<section class=\"wp-block-group alignfull p-mediatext-stacked has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group l-container has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer is-style-spacing-70\"><\/div>\n\n\n\n<p class=\"has-text-align-center is-style-overline theme-color-secondary\" style=\"margin-top:0;margin-bottom:var(--wp--preset--spacing--20)\">LendNation<\/p>\n\n\n\n<h1 class=\"wp-block-heading alignwide has-text-align-center has-display-x-large-font-size\" id=\"h-installment-loans\" style=\"margin-top:0;margin-bottom:0\">Installment Loans <\/h1>\n\n\n\n<figure class=\"wp-block-image alignwide size-large is-style-rounded\" style=\"margin-bottom:0\"><img loading=\"lazy\" decoding=\"async\" width=\"1001\" height=\"1000\" src=\"https:\/\/www.lendnation.com\/wp-content\/uploads\/2023\/04\/Installment-Loans-x1000.png?w=1001\" alt=\"Customer using smartphone next to a LendNation calendar graphic for installment loans.\" class=\"wp-image-224\" srcset=\"https:\/\/www.lendnation.com\/wp-content\/uploads\/2023\/04\/Installment-Loans-x1000.png 1001w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2023\/04\/Installment-Loans-x1000.png?resize=150,150 150w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2023\/04\/Installment-Loans-x1000.png?resize=300,300 300w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2023\/04\/Installment-Loans-x1000.png?resize=768,767 768w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2023\/04\/Installment-Loans-x1000.png?resize=376,376 376w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2023\/04\/Installment-Loans-x1000.png?resize=650,650 650w\" sizes=\"auto, (max-width: 1001px) 100vw, 1001px\" \/><\/figure>\n\n\n\n<div class=\"wp-block-group alignwide is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"has-text-align-left theme-color-secondary is-style-body-large\" style=\"margin-top:0;margin-bottom:0\">If you need to borrow a larger amount of money and want to pay it back over a longer period of time, our installment loans might be right for you! At LendNation, we offer installment loans typically ranging from $100 to $4,000, with anywhere from 6 up to 24 months to repay depending on your specific loan details. Our application process is straightforward, and our team of experts is here to guide you through the process.&nbsp;<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons alignwide is-content-justification-left is-layout-flex wp-container-core-buttons-is-layout-e32fc71b wp-block-buttons-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--30);margin-bottom:0\">\n<div class=\"wp-block-button is-style-default\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.lendnation.com\/apply\/\">Apply Now<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer is-style-spacing-40\"><\/div>\n<\/div>\n<\/section>\n\n\n\n<div class=\"wp-block-group alignwide is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading has-display-font-size\" id=\"h-how-does-an-installment-loan-work-is-it-different-from-a-payday-loan\" style=\"margin-bottom:var(--wp--preset--spacing--40)\">How Does an Installment Loan Work? Is it different from a Payday Loan?<\/h2>\n\n\n\n<p>The main difference between an installment loan and a payday loan is that with an installment loan, you can typically borrow more money and you have longer to pay the money back.<\/p>\n\n\n\n<p>This means you can pay back the cash loan over a longer period of time, making it easier to manage your ongoing finances.&nbsp;&nbsp;<\/p>\n\n\n\n<p>So, if you&#8217;re ever in a bind and need some extra cash fast, consider an <a href=\"https:\/\/www.lendnation.com\/apply\/\">installment loan from LendNation<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-what-is-an-installment-loan\" style=\"margin-top:var(--wp--preset--spacing--50);margin-bottom:var(--wp--preset--spacing--40)\">What is an Installment Loan?<\/h3>\n\n\n\n<p>When you need cash quickly and want to pay it back over a longer period of time, LendNation is there to help! Our online installment loans make it simple to get the cash you need without the stress.<\/p>\n\n\n\n<p>Installment loans are loans you pay back over time in smaller, steady amounts. This makes budgeting easier! We even offer installment loans for customers with less than perfect credit, and you may get approved for an <a href=\"https:\/\/www.lendnation.com\/services\/installment-loans\/where-to-get-installment-loan-now\/\">installment loan the same day you apply<\/a>.<\/p>\n\n\n\n<p>When you apply, we\u2019ll help you determine the monthly payment for the installment loan so you can plan ahead. Plus, installment loans with monthly payments make it easy to stay on track.<\/p>\n\n\n\n<h3 class=\"wp-block-heading is-style-default has-display-font-size\" id=\"h-benefits-of-lendnation-installment-loans-nbsp\" style=\"margin-top:var(--wp--preset--spacing--50);margin-bottom:var(--wp--preset--spacing--40)\">Benefits of LendNation Installment Loans&nbsp;<\/h3>\n\n\n\n<h4 class=\"wp-block-heading has-display-x-small-font-size\" id=\"h-longer-payback-times-nbsp\"><strong>Longer Payback Times&nbsp;<\/strong><\/h4>\n\n\n\n<p>With our personal installment loans, you have the flexibility to pay back the loan amount over time through typically equal payments.<\/p>\n\n\n\n<p>The repayment period can range from&nbsp;several months to 2 or 3 years depending on your loan amount and contract.<\/p>\n\n\n\n<h5 class=\"wp-block-heading has-display-x-small-font-size\" id=\"h-you-are-more-than-a-credit-score-nbsp\" style=\"margin-top:var(--wp--preset--spacing--40)\"><strong>You Are More Than A Credit Score&nbsp;<\/strong><\/h5>\n\n\n\n<p>At LendNation, we don&#8217;t solely rely on your credit score to make our approval decision. We also take into consideration factors such as your prior loan payment history, income and employment history.<\/p>\n\n\n\n<p>This means that you may still be eligible for an Installment Loan, even if you have a poor credit rating or a fair credit rating.<\/p>\n\n\n\n<p>Curious about how you can use an installment loan? Learn more about the <a href=\"https:\/\/www.lendnation.com\/services\/installment-loans\/what-is-the-purpose-of-an-installment-loan\/\">purpose of an installment loan<\/a>.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\" id=\"h-quick-application-so-you-can-get-your-cash-fast\" style=\"margin-top:var(--wp--preset--spacing--40)\"><strong>Quick Application So You Can Get Your Cash Fast<\/strong><\/h5>\n\n\n\n<p>We offer a quick and easy application process you can complete in person at one of our store locations or online wherever you have access to the internet.<\/p>\n\n\n\n<p>We provide an instant approval decision, so you find out right away if you qualify. If approved, you may receive the funds in your bank account on the same day you apply depending on your funding method.&nbsp;<\/p>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer is-style-spacing-60\"><\/div>\n<\/div>\n\n\n\n<section class=\"wp-block-group alignfull p-cta p-cta--two-column is-style-theme-dark is-layout-flow wp-block-group-is-layout-flow\">\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer is-style-spacing-50\"><\/div>\n\n\n\n<div class=\"wp-block-group alignfull l-container is-layout-flow wp-block-group-is-layout-flow\" style=\"padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-columns alignfull is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-display-font-size\" id=\"h-get-a-flexible-installment-loan-today-apply-online-or-in-store\" style=\"margin-top:0\">Get a flexible installment loan today &#8211; Apply online or in-store <\/h2>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.lendnation.com\/apply\/\">Apply Now<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.lendnation.com\/location\/search\">Find a Store<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-outermost-icon-block items-justified-right\"><div class=\"icon-container\" style=\"width:100%;transform:rotate(0deg) scaleX(1) scaleY(1)\"><svg width=\"100\" height=\"100\" viewBox=\"0 0 100 100\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><rect x=\"6\" y=\"15\" width=\"89\" height=\"70\" rx=\"5\" fill=\"white\" stroke=\"#003057\" stroke-width=\"2\"><\/rect><circle cx=\"35\" cy=\"45\" r=\"5\" fill=\"#001E36\"><\/circle><circle cx=\"35\" cy=\"60\" r=\"5\" fill=\"#001E36\"><\/circle><circle cx=\"35\" cy=\"75\" r=\"5\" fill=\"#001E36\"><\/circle><circle cx=\"50\" cy=\"45\" r=\"5\" fill=\"#001E36\"><\/circle><circle cx=\"50\" cy=\"60\" r=\"5\" fill=\"#001E36\"><\/circle><circle cx=\"50\" cy=\"75\" r=\"5\" fill=\"#001E36\"><\/circle><circle cx=\"80\" cy=\"45\" r=\"5\" fill=\"#001E36\"><\/circle><circle cx=\"80\" cy=\"60\" r=\"5\" fill=\"#001E36\"><\/circle><circle cx=\"80\" cy=\"75\" r=\"5\" fill=\"#001E36\"><\/circle><circle cx=\"20\" cy=\"45\" r=\"5\" fill=\"#001E36\"><\/circle><circle cx=\"20\" cy=\"60\" r=\"5\" fill=\"#001E36\"><\/circle><circle cx=\"20\" cy=\"75\" r=\"5\" fill=\"#001E36\"><\/circle><circle cx=\"65\" cy=\"45\" r=\"5\" fill=\"#001E36\"><\/circle><circle cx=\"65\" cy=\"60\" r=\"5\" fill=\"#001E36\"><\/circle><circle cx=\"65\" cy=\"75\" r=\"5\" fill=\"#001E36\"><\/circle><path d=\"M94 35H95V34V20C95 17.2386 92.7614 15 90 15H11C8.23858 15 6 17.2386 6 20V34V35H7H94Z\" fill=\"#D9D9D9\" stroke=\"#003057\" stroke-width=\"2\"><\/path><path d=\"M60 60C60 57.2386 62.2386 55 65 55H85V65H65C62.2386 65 60 62.7614 60 60Z\" fill=\"#3CCFC6\"><\/path><path d=\"M55 75C55 77.7614 52.7614 80 50 80H15V70H50C52.7614 70 55 72.2386 55 75Z\" fill=\"#3CCFC6\"><\/path><rect x=\"20\" y=\"21\" width=\"60\" height=\"7\" rx=\"3.5\" fill=\"#001E36\"><\/rect><\/svg><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer is-style-spacing-50\"><\/div>\n<\/section>\n\n\n\n<div class=\"wp-block-group alignwide is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"wp-block-heading\" id=\"h-how-do-i-apply-for-an-installment-loan-nbsp\" style=\"margin-top:var(--wp--preset--spacing--60);margin-bottom:var(--wp--preset--spacing--40)\">How Do I Apply for an Installment Loan?&nbsp;<\/h3>\n\n\n\n<p>You can either visit a <a href=\"https:\/\/www.lendnation.com\/location\/search\" target=\"_blank\" rel=\"noreferrer noopener\">LendNation store<\/a> or <a href=\"https:\/\/www.lendnation.com\/MyAccount\/registration\" target=\"_blank\" rel=\"noreferrer noopener\">apply online<\/a> to get started. Our friendly team of experts is always here to assist you throughout the loan application process, answering any questions you may have and providing guidance every step of the way.<\/p>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer is-style-spacing-30\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-what-will-i-need-to-apply-for-an-installment-loan-nbsp\"><strong>What Will I Need to Apply for an Installment Loan?<\/strong>&nbsp;<\/h4>\n\n\n\n<ul style=\"margin-top:var(--wp--preset--spacing--30);margin-bottom:var(--wp--preset--spacing--30)\" class=\"wp-block-list\">\n<li>Current US-issued photo ID&nbsp;<\/li>\n\n\n\n<li>Proof of income&nbsp;<\/li>\n\n\n\n<li>Bank statement from within last 30 days&nbsp;<\/li>\n\n\n\n<li>An active checking account&nbsp;<\/li>\n\n\n\n<li>Current phone number &amp; email address (online)&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>Do you have more questions about installment loans? Review other <a href=\"https:\/\/www.lendnation.com\/resources\/faq\/products-services\/installment-loans\/\">frequently asked questions about installment loans at LendNation<\/a>.<\/p>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer is-style-spacing-20\"><\/div>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-not-quite-what-you-were-looking-for-nbsp\"><strong>Not Quite What You Were Looking For?<\/strong>&nbsp;<\/h4>\n\n\n\n<p>LendNation offers a variety of products and services to get you the cash you need fast, easy and all in one place. You can choose from a range of simple, flexible money solutions \u2013 available both in-store and online \u2013 including title loans, lines of credit, and payday loans.<\/p>\n\n\n\n<p>With over <a href=\"https:\/\/www.lendnation.com\/state-selector\/\">300 locations across the United States<\/a>, LendNation is committed to serving its customers and helping them achieve financial stability.<\/p>\n\n\n\n<h5 class=\"wp-block-heading is-style-small is-style-small--1\" id=\"h-why-lendnation-nbsp\"><strong>Why LendNation?<\/strong>&nbsp;<\/h5>\n\n\n\n<p>LendNation is committed to providing its customers with fast and reliable financial assistance. The company\u2019s team of experts is available to help customers understand the details of each loan and to assist them throughout the loan process.<\/p>\n\n\n\n<p>With a variety of loan options and other financial services available, LendNation is a trusted provider of financial solutions for thousands of individuals across the United States.&nbsp;<\/p>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer is-style-spacing-70\"><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>LendNation Installment Loans If you need to borrow a larger amount of money and want to pay it back over a longer period of time, our installment loans might be right for you! At LendNation, we offer installment loans typically ranging from $100 to $4,000, with anywhere from 6 up to 24 months to repay [&hellip;]<\/p>\n","protected":false},"author":18,"featured_media":224,"parent":438,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-245","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Personal Installment Loans Available Near You | LendNation<\/title>\n<meta name=\"description\" content=\"If you need to borrow a larger amount of money and want to pay it back over a longer period of time, our installment loans might be right for you!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lendnation.com\/services\/installment-loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Installment Loans\" \/>\n<meta property=\"og:description\" content=\"If you need to borrow a larger amount of money and want to pay it back over a longer period of time, our installment loans might be right for you!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.lendnation.com\/services\/installment-loans\/\" \/>\n<meta property=\"og:site_name\" content=\"LendNation\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-23T16:16:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.lendnation.com\/wp-content\/uploads\/2023\/04\/Installment-Loans-x1000.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1001\" \/>\n\t<meta property=\"og:image:height\" content=\"1000\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.lendnation.com\/services\/installment-loans\/\",\"url\":\"https:\/\/www.lendnation.com\/services\/installment-loans\/\",\"name\":\"Personal Installment Loans Available Near You | LendNation\",\"isPartOf\":{\"@id\":\"https:\/\/www.lendnation.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.lendnation.com\/services\/installment-loans\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.lendnation.com\/services\/installment-loans\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.lendnation.com\/wp-content\/uploads\/2023\/04\/Installment-Loans-x1000.png\",\"datePublished\":\"2023-04-27T19:20:12+00:00\",\"dateModified\":\"2026-02-23T16:16:34+00:00\",\"description\":\"If you need to borrow a larger amount of money and want to pay it back over a longer period of time, our installment loans might be right for you!\",\"breadcrumb\":{\"@id\":\"https:\/\/www.lendnation.com\/services\/installment-loans\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.lendnation.com\/services\/installment-loans\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.lendnation.com\/services\/installment-loans\/#primaryimage\",\"url\":\"https:\/\/www.lendnation.com\/wp-content\/uploads\/2023\/04\/Installment-Loans-x1000.png\",\"contentUrl\":\"https:\/\/www.lendnation.com\/wp-content\/uploads\/2023\/04\/Installment-Loans-x1000.png\",\"width\":1001,\"height\":1000,\"caption\":\"Apply for an Installment Loan from LendNation\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.lendnation.com\/services\/installment-loans\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.lendnation.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Services\",\"item\":\"https:\/\/www.lendnation.com\/services\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Installment Loans\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.lendnation.com\/#website\",\"url\":\"https:\/\/www.lendnation.com\/\",\"name\":\"LendNation\",\"description\":\"Online Payday Loans - 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