{"id":3053,"date":"2024-06-14T20:54:07","date_gmt":"2024-06-14T20:54:07","guid":{"rendered":"https:\/\/www.lendnation.com\/?page_id=3053"},"modified":"2025-04-17T15:04:22","modified_gmt":"2025-04-17T15:04:22","slug":"title-loans","status":"publish","type":"page","link":"https:\/\/www.lendnation.com\/resources\/faq\/products-services\/title-loans\/","title":{"rendered":"Title Loans FAQ"},"content":{"rendered":"\n<section class=\"wp-block-group alignfull p-accordion is-style-default has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--90);padding-bottom:var(--wp--preset--spacing--90)\">\n<div class=\"wp-block-group l-container has-global-padding is-layout-constrained wp-container-core-group-is-layout-82686151 wp-block-group-is-layout-constrained\" style=\"padding-top:0;padding-right:0;padding-bottom:0;padding-left:0\">\n<p class=\"has-text-align-center is-style-overline theme-color-secondary has-legal-font-size\" style=\"margin-top:0\">LendNation<\/p>\n\n\n\n<h2 class=\"wp-block-heading alignwide has-text-align-center has-display-large-font-size\" id=\"h-title-loans-faq\" style=\"margin-top:var(--wp--preset--spacing--20)\">Title Loans FAQ<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-inline-secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.lendnation.com\/resources\/faq\/\">FAq<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-inline-primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.lendnation.com\/resources\/faq\/payment\/\">Payment<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-inline-secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.lendnation.com\/resources\/faq\/loan\/\">Loan<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-inline-primary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.lendnation.com\/resources\/faq\/account\/\">aCCOUNT<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignwide p-accordion__wrapper is-layout-flow wp-block-group-is-layout-flow\" style=\"margin-top:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-pb-accordion-item c-accordion__item js-accordion-item no-js\" data-initially-open=\"false\" data-click-to-close=\"true\" data-auto-close=\"false\" data-scroll=\"false\" data-scroll-offset=\"0\"><button id=\"at-30530\" class=\"c-accordion__title js-accordion-controller c-accordion__title--button\" role=\"button\">What is a title loan?<\/button><div id=\"ac-30530\" class=\"c-accordion__content\">\n<p>A <a href=\"https:\/\/www.lendnation.com\/services\/title-loans\/\">title loan<\/a> is a secured loan where your vehicle (sedan, SUV, or truck) is used as collateral. Customers can typically borrow a larger amount of money with a title loan compared to a short-term unsecured loan. You may be able to borrow anywhere from $500 to $10,000+, depending on the state. LendNation title loans have flexible payment options typically from &nbsp;six to 12 months (and even up to 36 months in some states).<\/p>\n\n\n\n<p>You must own your car outright with a free and clear title with the loan amount. This kind of loan allows you to borrow money based on the value and condition of your vehicle. To get an idea of how much your car is worth, use a website like <a href=\"https:\/\/www.kbb.com\/\">Kelley Blue Book<\/a>. <strong>Note: <\/strong>LendNation is not affiliated with Kelley Blue Book or any of its affiliates.&nbsp;<\/p>\n\n\n\n<p>Let us help you navigate your financial needs with a title loan \u2013 <a href=\"https:\/\/www.lendnation.com\/apply\/\">apply today<\/a>!<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-pb-accordion-item c-accordion__item js-accordion-item no-js\" data-initially-open=\"false\" data-click-to-close=\"true\" data-auto-close=\"false\" data-scroll=\"false\" data-scroll-offset=\"0\"><button id=\"at-30531\" class=\"c-accordion__title js-accordion-controller c-accordion__title--button\" role=\"button\">How do title loans work?<\/button><div id=\"ac-30531\" class=\"c-accordion__content\">\n<p>Title loans can be a good financial tool when you need to borrow a larger amount of money. The amount you can borrow usually depends on the value of your car and that you have the title without any existing liens. A benefit of a title loan is that you can get the cash you need while still being able to drive your vehicle. Title loans are repaid over time with flexible payment options typically between 6 and 12 months.<\/p>\n\n\n\n<p>You&#8217;ll need to hand over your car&#8217;s free and clear title to the lender when approved for a title loan. Once the loan is fully repaid, your title is returned to you. LendNation title loans may provide you more money, longer repayment terms, lower interest rates, and lower payments when compared to other loans.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-pb-accordion-item c-accordion__item js-accordion-item no-js\" data-initially-open=\"false\" data-click-to-close=\"true\" data-auto-close=\"false\" data-scroll=\"false\" data-scroll-offset=\"0\"><button id=\"at-30532\" class=\"c-accordion__title js-accordion-controller c-accordion__title--button\" role=\"button\">How do I get a title loan?<\/button><div id=\"ac-30532\" class=\"c-accordion__content\">\n<p>To get a <a href=\"https:\/\/www.lendnation.com\/resources\/wiki\/title-loans\/\">title loan<\/a> from LendNation, you&#8217;ll need to provide your current US-issued photo ID, vehicle&#8217;s free &amp; clear title, proof of income, bank statement from within the last 30 days, an active checking account, and contact information to your local LendNation store.<\/p>\n\n\n\n<p>The amount you can borrow for your title loan will depend on the condition of your vehicle and any state laws that apply. Once approved for your title loan and you get your cash in hand.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-pb-accordion-item c-accordion__item js-accordion-item no-js\" data-initially-open=\"false\" data-click-to-close=\"true\" data-auto-close=\"false\" data-scroll=\"false\" data-scroll-offset=\"0\"><button id=\"at-30533\" class=\"c-accordion__title js-accordion-controller c-accordion__title--button\" role=\"button\">What documents do I need for a title loan?<\/button><div id=\"ac-30533\" class=\"c-accordion__content\">\n<p>To start your application with LendNation for a title loan, you will need:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The vehicle\u2019s title<\/li>\n\n\n\n<li>Current US-issued photo ID such as a driver\u2019s license<\/li>\n\n\n\n<li>Proof of income<\/li>\n\n\n\n<li>A bank statement from within the last 30 days<\/li>\n\n\n\n<li>An active checking account<\/li>\n\n\n\n<li>Current phone number and email address<\/li>\n\n\n\n<li>Proof of insurance<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-pb-accordion-item c-accordion__item js-accordion-item no-js\" data-initially-open=\"false\" data-click-to-close=\"true\" data-auto-close=\"false\" data-scroll=\"false\" data-scroll-offset=\"0\"><button id=\"at-30534\" class=\"c-accordion__title js-accordion-controller c-accordion__title--button\" role=\"button\">Can you get a title loan on a financed car?<\/button><div id=\"ac-30534\" class=\"c-accordion__content\">\n<p>No, you need to fully own your vehicle to get a title loan. At LendNation, we review the appraised value of the vehicle you own and want to provide as collateral for the title loan. <a href=\"https:\/\/www.lendnation.com\/location\">Check with your local LendNation store<\/a> for specific policies and additional questions they can answer.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-pb-accordion-item c-accordion__item js-accordion-item no-js\" data-initially-open=\"false\" data-click-to-close=\"true\" data-auto-close=\"false\" data-scroll=\"false\" data-scroll-offset=\"0\"><button id=\"at-30535\" class=\"c-accordion__title js-accordion-controller c-accordion__title--button\" role=\"button\">Can I get a title loan without a job?<\/button><div id=\"ac-30535\" class=\"c-accordion__content\">\n<p>Yes, LendNation will primarily look at the value of your vehicle and your ability to repay the loan. If you have other sources of income like retirement, alimony, disability benefits, or self-employed income, you may still qualify for a title loan.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.lendnation.com\/location\">Contact your local LendNation store<\/a> to start your title loan application.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-pb-accordion-item c-accordion__item js-accordion-item no-js\" data-initially-open=\"false\" data-click-to-close=\"true\" data-auto-close=\"false\" data-scroll=\"false\" data-scroll-offset=\"0\"><button id=\"at-30536\" class=\"c-accordion__title js-accordion-controller c-accordion__title--button\" role=\"button\">Can I get a title loan on a new vehicle?<\/button><div id=\"ac-30536\" class=\"c-accordion__content\">\n<p>It\u2019s possible to get a title loan on a new vehicle. The condition of the vehicle you own can determine the amount you may be able to borrow. Title loans work like any other loan and are typically based on the appraised value of the vehicle you own and provide as collateral. Read more about getting a <a href=\"https:\/\/www.lendnation.com\/services\/title-loans\/new-vehicle-title-loan\/\">title loan on a new vehicle<\/a>.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-pb-accordion-item c-accordion__item js-accordion-item no-js\" data-initially-open=\"false\" data-click-to-close=\"true\" data-auto-close=\"false\" data-scroll=\"false\" data-scroll-offset=\"0\"><button id=\"at-30537\" class=\"c-accordion__title js-accordion-controller c-accordion__title--button\" role=\"button\">Who offers title loans near me?<\/button><div id=\"ac-30537\" class=\"c-accordion__content\">\n<p>Finding a title loan near you is easy with LendNation. We operate in many states with convenient locations. Use the <a href=\"https:\/\/www.lendnation.com\/state-selector\/\">LendNation state selector<\/a> to find local stores that offer a title loan near you.&nbsp;<\/p>\n\n\n\n<p><strong>Note:<\/strong> You will need to visit a LendNation store with the vehicle and necessary documentation to be approved for a title loan.&nbsp;<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons alignwide is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-default\"><a class=\"wp-block-button__link has-text-align-left wp-element-button\" href=\"https:\/\/www.lendnation.com\/resources\/faq\/products-services\/\">Back to Products and Services<\/a><\/div>\n<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>LendNation Title Loans FAQ<\/p>\n","protected":false},"author":4,"featured_media":0,"parent":2477,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-3053","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Frequently Asked Questions About Title Loans | FAQ | LendNation<\/title>\n<meta name=\"description\" content=\"Do you have questions about title loans? 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