{"id":1029,"date":"2021-12-30T21:09:30","date_gmt":"2021-12-30T21:09:30","guid":{"rendered":"https:\/\/www.lendnation.com\/how-to-prepare-for-winter-costs\/"},"modified":"2025-12-10T16:55:29","modified_gmt":"2025-12-10T16:55:29","slug":"how-to-prepare-for-winter-costs","status":"publish","type":"post","link":"https:\/\/www.lendnation.com\/blog\/article\/how-to-prepare-for-winter-costs\/","title":{"rendered":"How to Prepare for Winter Costs"},"content":{"rendered":"\n<article class=\"wp-block-group alignfull p-post-single is-layout-flow wp-block-group-is-layout-flow\">\n<header class=\"wp-block-group alignfull p-post-single-hero is-style-theme-subtle-light has-backgrounds-subtle-light-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"padding-top:0;padding-right:0;padding-bottom:0;padding-left:0\">\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer is-style-spacing-80\"><\/div>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-center l-container is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center has-global-padding is-layout-constrained wp-container-core-column-is-layout-1f86b309 wp-block-column-is-layout-constrained\" style=\"flex-basis:50%\">\n<div class=\"wp-block-group p-post-single-hero__content has-global-padding is-layout-constrained wp-container-core-group-is-layout-a4fd459e wp-block-group-is-layout-constrained\"><div style=\"text-transform:uppercase; margin-top:0;margin-bottom:var(--wp--preset--spacing--60);\" class=\"theme-color-secondary t-date wp-block-post-date\"><time datetime=\"2021-12-30T21:09:30+00:00\">December, 2021<\/time><\/div>\n\n<h1 class=\"wp-block-post-title has-display-x-large-font-size\">How to Prepare for Winter Costs<\/h1>\n\n<div style=\"margin-top:var(--wp--preset--spacing--60);margin-bottom:0\" class=\"taxonomy-category wp-block-post-terms\"><a href=\"https:\/\/www.lendnation.com\/blog\/article\/category\/money-management\/\" rel=\"tag\" class=\"cat-item\"><i class=\"cat-item__color cat-item__color--teal\" aria-hidden=\"true\"><\/i><span class=\"cat-item__label\">Money Management<\/span><\/a><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center has-global-padding is-layout-constrained wp-container-core-column-is-layout-a209ae40 wp-block-column-is-layout-constrained\" style=\"flex-basis:50%\">\n<div class=\"wp-block-group p-post-single-hero__media has-global-padding is-content-justification-center is-layout-constrained wp-container-core-group-is-layout-587a7eb1 wp-block-group-is-layout-constrained\"><figure style=\"margin-top:0;margin-bottom:0;\" class=\"is-style-image-featured s-aspect-ratio-1-1 wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"645\" src=\"https:\/\/www.lendnation.com\/wp-content\/uploads\/2021\/12\/shutterstock_1742207129.jpg?w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Couple reviewing a winter budget at home on a laptop.\" style=\"object-fit:cover;\" srcset=\"https:\/\/www.lendnation.com\/wp-content\/uploads\/2021\/12\/shutterstock_1742207129.jpg 6512w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2021\/12\/shutterstock_1742207129.jpg?resize=300,189 300w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2021\/12\/shutterstock_1742207129.jpg?resize=768,484 768w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2021\/12\/shutterstock_1742207129.jpg?resize=1024,645 1024w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2021\/12\/shutterstock_1742207129.jpg?resize=1536,968 1536w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2021\/12\/shutterstock_1742207129.jpg?resize=2048,1290 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer is-style-spacing-80\"><\/div>\n<\/header>\n\n\n\n<div class=\"wp-block-group p-post-single-body has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer is-style-spacing-80\"><\/div>\n\n\n\n<p>Lower winter costs with quick home fixes and better habits. Seal drafts, swap filters, set your thermostat wisely, and <a href=\"https:\/\/www.lendnation.com\/resources\/wiki\/budgeting\/\">budget<\/a> for higher utility bills.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-prepare-for-winter-weather\">Prepare for Winter Weather<\/h2>\n\n\n\n<p>Before temps drop, make a short checklist. Focus on sealing drafts, smart thermostat settings, and simple maintenance that keeps heat in and costs down.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-winter-budget-checklist-quick-wins\">Winter Budget Checklist: Quick Wins <\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-seal-doors-with-weatherstripping\">Seal Doors with Weatherstripping<\/h3>\n\n\n\n<p>Move a lit candle around the frame of an exterior door. Does the flame blow towards you? If so, you have a draft. Seal it up by installing foam or felt weatherstripping inside the door frame.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-close-the-damper\">Close the Damper<\/h3>\n\n\n\n<p>Done roasting chestnuts? Finished with your roaring holiday fire? Shut the flue after the fireplace has cooled. Otherwise, your home\u2019s heat will fly right up the chimney.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-close-curtains-and-blinds-when-you-re-away\">Close Curtains and Blinds When You\u2019re Away<\/h3>\n\n\n\n<p>Believe it or not, they provide excellent insulation. Close them at night and when you\u2019re away to conserve the heat circulating in your home. It\u2019s a no-brainer way to save money on your energy bill.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-open-curtains-and-blinds-on-the-west-and-south-facing-windows\">Open Curtains and Blinds on the West and South Facing Windows<\/h3>\n\n\n\n<p>Even with the cold wind rattling the windows, the sunshine can naturally warm your home. When you\u2019re there, open shades, and curtains on the windows that face west or south. Doing so can lower your heating bill between 2% and 12%.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-add-attic-insulation\">Add Attic Insulation<\/h3>\n\n\n\n<p>In most cases, this isn\u2019t a <a href=\"https:\/\/www.lendnation.com\/blog\/article\/5-tips-tackling-diy-home-projects-remodeling-budget\/\">DIY project<\/a>. But while the initial cost to prepare for winter by winterizing your house with insulation can be substantial, the savings over time on your heating bill can more than make up for it. Your home will feel a lot more comfortable too.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-set-the-thermostats-to-68-degrees-during-the-day\">Set the Thermostats to 68 Degrees During the Day<\/h3>\n\n\n\n<p>It\u2019s the most efficient temperature for your home in the wintertime. One important note though: don\u2019t manually adjust it once it\u2019s set. This is a \u201cset it and forget it\u201d tip. If you have a programmable thermostat, set it to lower the temperature a few degrees more at night.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-replace-furnace-filters-every-month\">Replace Furnace Filters Every Month<\/h3>\n\n\n\n<p>Nothing blows your heating bill like a dirty furnace. Keep things running smoothly by replacing filters once a month. The pleated kind of filters work best because they trap more dirt. Not sure if it\u2019s time to replace? Hold the filter up to the light, if you can\u2019t see through it, it\u2019s time for a new one.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-reverse-your-ceiling-fans\">Reverse Your Ceiling Fans<\/h3>\n\n\n\n<p>It may sound weird, but when a ceiling fan runs clockwise it pushes warm air down. That helps keep a room comfy without adjusting the thermostat.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-wrap-your-pipes\">Wrap Your Pipes<\/h3>\n\n\n\n<p>When it comes to winterizing a house, this is an important tip. As water turns to ice, it expands and can easily burst a pipe. Avoid this costly winter repair by wrapping your pipes with fiberglass insulation or rubber sleeves.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-get-help-when-the-unexpected-happens\">Get Help When The Unexpected Happens<\/h2>\n\n\n\n<p>Unexpected expenses happen \u2013 especially in the winter months. If you suddenly find yourself faced with an expensive repair, a <a href=\"https:\/\/www.lendnation.com\/services\/emergency-loans\/how-quickly-can-you-get-an-emergency-loan\/\">quick loan<\/a> from LendNation can help. LendNation offers a variety of flexible loans to fit your needs, all with a fast and hassle-free application. With in-store and online options, you can get the money you need the day you need it. <a href=\"https:\/\/www.lendnation.com\/location\/\">Find a location<\/a> or <a href=\"https:\/\/www.lendnation.com\/\">apply now.<\/a><\/p>\n<\/div>\n\n\n\n<aside class=\"wp-block-group p-post-single-related has-global-padding is-layout-constrained wp-container-core-group-is-layout-07747ed5 wp-block-group-is-layout-constrained\" style=\"padding-bottom:var(--wp--preset--spacing--80)\">\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\" style=\"margin-top:var(--wp--preset--spacing--60);margin-bottom:var(--wp--preset--spacing--60)\"\/>\n\n\n\n\n\n<h2 class=\"wp-block-heading has-display-small-font-size\" style=\"margin-top:0;margin-bottom:var(--wp--preset--spacing--50)\">Explore Related Posts<\/h2>\n\n\n\n<div class=\"wp-block-group p-latest-posts-columns is-style-default is-layout-flow\">\n\t<div class=\"wp-block-query is-layout-flow\">\n\t\t<ul class=\"is-flex-container 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cat-item__color--teal\" aria-hidden=\"true\"><\/i><span class=\"cat-item__label\">Money Management<\/span><\/a><\/div>\n\t\t\t<div style=\"margin-top:var(--wp--preset--spacing--20);margin-bottom:0;\" class=\"t-date wp-block-post-date\"><time datetime=\"2026-02-26T17:30:57+00:00\">February, 2026<\/time><\/div><\/div>\n\t\t\n\t\t<figure class=\"p-post-highlight__media s-aspect-ratio-4-5 wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.lendnation.com\/wp-content\/uploads\/2026\/02\/shutterstock_2684351047.jpg?w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Person putting cash into emergency fund savings jar while reviewing budget and financial planning documents\" style=\"object-fit:cover;\" srcset=\"https:\/\/www.lendnation.com\/wp-content\/uploads\/2026\/02\/shutterstock_2684351047.jpg 8192w, 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aria-hidden=\"true\"><\/i><span class=\"cat-item__label\">Money Management<\/span><\/a><\/div>\n\t\t\t<div style=\"margin-top:var(--wp--preset--spacing--20);margin-bottom:0;\" class=\"t-date wp-block-post-date\"><time datetime=\"2025-12-11T14:20:05+00:00\">December, 2025<\/time><\/div><\/div>\n\t\t\n\t\t<figure class=\"p-post-highlight__media s-aspect-ratio-4-5 wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"635\" src=\"https:\/\/www.lendnation.com\/wp-content\/uploads\/2025\/12\/holiday-loans-top-uses-lendnation.jpg?w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Shopper reviewing a simple holiday budget and small loan options on a phone\" style=\"object-fit:cover;\" srcset=\"https:\/\/www.lendnation.com\/wp-content\/uploads\/2025\/12\/holiday-loans-top-uses-lendnation.jpg 6006w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2025\/12\/holiday-loans-top-uses-lendnation.jpg?resize=300,186 300w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2025\/12\/holiday-loans-top-uses-lendnation.jpg?resize=768,476 768w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2025\/12\/holiday-loans-top-uses-lendnation.jpg?resize=1024,635 1024w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2025\/12\/holiday-loans-top-uses-lendnation.jpg?resize=1536,952 1536w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2025\/12\/holiday-loans-top-uses-lendnation.jpg?resize=2048,1270 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\t\n\t<p class=\"a-hidden-link-cover wp-block-post-title\"><a href=\"https:\/\/www.lendnation.com\/blog\/article\/top-5-ways-customers-use-holiday-loans\/\" target=\"_self\" >Top 5 Ways to Use Holiday Loans<\/a><\/p><\/div>\n\n\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-62083a6e wp-block-buttons-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-button is-style-tertiary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.lendnation.com\/blog\/\">Visit Blog\n\t\t\t                                                                                                  Homepage<\/a><\/div>\n<\/div>\n<\/aside>\n<\/article>\n","protected":false},"excerpt":{"rendered":"<p>Top tips to winterize your home to keep costs down and avoid unexpected expenses. Learn how online payday loans from LendNation can help with costly repairs.<\/p>\n","protected":false},"author":18,"featured_media":1468,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[38],"tags":[56],"class_list":["post-1029","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money-management","tag-online-payday-loans"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Winter Costs: Simple Ways to Save at Home | LendNation<\/title>\n<meta name=\"description\" content=\"Get winter-ready on a budget: seal drafts, set smarter thermostat schedules, change filters, and plan for higher bills. Use our checklist to protect your wallet.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lendnation.com\/blog\/article\/how-to-prepare-for-winter-costs\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Prepare for Winter Costs\" \/>\n<meta property=\"og:description\" content=\"Get winter-ready on a budget: seal drafts, set smarter thermostat schedules, change filters, and plan for higher bills. 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