{"id":1055,"date":"2021-01-14T17:15:14","date_gmt":"2021-01-14T17:15:14","guid":{"rendered":"https:\/\/www.lendnation.com\/what-to-do-if-you-cant-pay-rent\/"},"modified":"2025-07-30T17:17:11","modified_gmt":"2025-07-30T17:17:11","slug":"what-to-do-if-you-cant-pay-rent","status":"publish","type":"post","link":"https:\/\/www.lendnation.com\/blog\/article\/what-to-do-if-you-cant-pay-rent\/","title":{"rendered":"What To Do If You Can&#8217;t Pay Rent"},"content":{"rendered":"\n<article class=\"wp-block-group alignfull p-post-single is-layout-flow wp-block-group-is-layout-flow\">\n<header class=\"wp-block-group alignfull p-post-single-hero is-style-theme-subtle-light has-backgrounds-subtle-light-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"padding-top:0;padding-right:0;padding-bottom:0;padding-left:0\">\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer is-style-spacing-80\"><\/div>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-center l-container is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center has-global-padding is-layout-constrained wp-container-core-column-is-layout-1f86b309 wp-block-column-is-layout-constrained\" style=\"flex-basis:50%\">\n<div class=\"wp-block-group p-post-single-hero__content has-global-padding is-layout-constrained wp-container-core-group-is-layout-a4fd459e wp-block-group-is-layout-constrained\"><div style=\"text-transform:uppercase; margin-top:0;margin-bottom:var(--wp--preset--spacing--60);\" class=\"theme-color-secondary t-date wp-block-post-date\"><time datetime=\"2021-01-14T17:15:14+00:00\">January, 2021<\/time><\/div>\n\n<h1 class=\"wp-block-post-title has-display-x-large-font-size\">What To Do If You Can&#8217;t Pay Rent<\/h1>\n\n<div style=\"margin-top:var(--wp--preset--spacing--60);margin-bottom:0\" class=\"taxonomy-category wp-block-post-terms\"><a href=\"https:\/\/www.lendnation.com\/blog\/article\/category\/money-management\/\" rel=\"tag\" class=\"cat-item\"><i class=\"cat-item__color cat-item__color--teal\" aria-hidden=\"true\"><\/i><span class=\"cat-item__label\">Money Management<\/span><\/a><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center has-global-padding is-layout-constrained wp-container-core-column-is-layout-a209ae40 wp-block-column-is-layout-constrained\" style=\"flex-basis:50%\">\n<div class=\"wp-block-group p-post-single-hero__media has-global-padding is-content-justification-center is-layout-constrained wp-container-core-group-is-layout-587a7eb1 wp-block-group-is-layout-constrained\"><figure style=\"margin-top:0;margin-bottom:0;\" class=\"is-style-image-featured s-aspect-ratio-1-1 wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"500\" src=\"https:\/\/www.lendnation.com\/wp-content\/uploads\/2021\/01\/cash-to-pay-rent.jpg?w=1000\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"\" style=\"object-fit:cover;\" srcset=\"https:\/\/www.lendnation.com\/wp-content\/uploads\/2021\/01\/cash-to-pay-rent.jpg 1000w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2021\/01\/cash-to-pay-rent.jpg?resize=300,150 300w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2021\/01\/cash-to-pay-rent.jpg?resize=768,384 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure><\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer is-style-spacing-80\"><\/div>\n<\/header>\n\n\n\n<div class=\"wp-block-group p-post-single-body has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer is-style-spacing-80\"><\/div>\n\n\n\n<p><a href=\"https:\/\/www.usatoday.com\/story\/money\/2020\/03\/31\/coronavirus-what-happens-if-you-cant-pay-rent-due-pandemic\/5099013002\/\" target=\"_blank\" rel=\"noopener\">36 percent<\/a> of Americans are renters, which means the COVID-19 crisis is hitting them hard. Housing is the <a href=\"https:\/\/www.fool.com\/the-ascent\/research\/average-monthly-expenses\/\" target=\"_blank\" rel=\"noopener\">number one monthly expense<\/a>&nbsp;for many people. This means that during these uncertain times, rent payments may be difficult to come by.<\/p>\n\n\n\n<p>If you have fallen on hard times or you are simply unable to afford rent, it is certainly a stressful situation. In many states, your landlord may legally be able to <a href=\"https:\/\/www.mymove.com\/buying-selling\/covid-19\/rent-during-coronavirus\/\" target=\"_blank\" rel=\"noopener\">evict you<\/a>, potentially leaving you in search of a new place to live.<\/p>\n\n\n\n<p>But don&#8217;t panic yet! There are ways to make things work if you are at risk of missing a rent payment; it doesn\u2019t have to spell disaster. With our tips and many lending options including online payday loans , LendNation is here to help. Here are some tips of what to do if you need to get cash today to cover your rent.<\/p>\n\n\n\n<h2 class=\"wp-block-heading is-style-default has-display-large-font-size\"><span style=\"font-size: 18px;\">Reach Out to Your Landlord<\/span><\/h2>\n\n\n\n<p>As soon as you think you can\u2019t afford rent, the first thing you should do is reach out to your landlord; your best course of action is to get ahead of the problem. By being upfront and honest with your landlord, you may be able to come to an agreement about your rent payment before it becomes a problem. If you\u2019ve been on-time with payments and a responsible tenant, your landlord might work with you.<\/p>\n\n\n\n<p>It is possible that your landlord may be willing to let you set up a payment plan. Many landlords rely on rent payments to <a href=\"https:\/\/www.mymove.com\/moving\/guides\/cant-pay-rent\/\" target=\"_blank\" rel=\"noopener\">pay their mortgage payments on the property<\/a>&nbsp;\u2013 by being prompt and upfront about your financial situation, you can work together with your landlord to find a solution that works for both of you. Here are a few quick tips on how to start that conversation with your landlord:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Explain your situation and why you can\u2019t pay rent this month. Your landlord is human too and might understand your situation.<\/li>\n\n\n\n<li>Share your plan to pay the late rent. This can include a payment plan, a date you can make the payment, or you are planning to get cash today. <\/li>\n\n\n\n<li>Show documentation of your situation if you have it on hand. For example, share your pay stubs showing a cut in hours. <\/li>\n\n\n\n<li>Assure your landlord that this is temporary until you are back on your feet and more financially stable.\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-consider-your-other-bills-and-expenses\"><span style=\"font-size: 18px;\">Consider Your Other Bills and Expenses<\/span><\/h2>\n\n\n\n<p>In some situations, you may be able to <a href=\"https:\/\/www.apartmentguide.com\/blog\/how-to-pay-off-debt\/\" target=\"_blank\" rel=\"noopener\">move around other bills and payments<\/a>&nbsp;to accommodate your rent payment. This will help you get cash today that you can put towards your rent payment by freeing up more of your budget.<\/p>\n\n\n\n<p>By reaching out to your lenders, you might be able to take advantage of <a href=\"https:\/\/www.nerdwallet.com\/article\/finance\/what-to-do-when-you-cant-pay-your-bills\" target=\"_blank\" rel=\"noopener\">financial hardship programs <\/a>meant to help. For example, many credit card companies have programs where they will lower or pause your monthly payments until you get back on your feet.<\/p>\n\n\n\n<p>Another option is to <a href=\"https:\/\/www.debt.org\/blog\/how-to-cut-expenses\/\" target=\"_blank\" rel=\"noopener\">cut back on your budget<\/a>&nbsp;\u2013 consider cutting out additional expenses like going out to eat, entertainment, or cancelling monthly subscriptions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-consider-taking-out-a-short-term-loan\"><span style=\"font-size: 18px;\">Consider Taking Out a Short-Term Loan<\/span><\/h2>\n\n\n\n<p>Before you risk eviction or negative financial consequences of not paying your rent, you may consider taking out a loan from family, friend, or a business. First things first, make sure that you will be able to repay the loan.<br>\nWe know that finding the right loan can be stressful, especially when you\u2019re facing a financial hurdle or emergency. This is one way that LendNation\u2019s many lending options \u2013 including online payday loans can help you get cash today to cover your rent quickly. With flexible lending options to choose from, you can find the right solution to fit your needs. The best part? You can do it all online from home. Check out <a href=\"https:\/\/www.lendnation.com\/about-us\">how the process works<\/a>, then apply for a loan online to get cash today or visit a location near you<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-lendnation-is-here-to-help-you\"><span style=\"font-size: 18px;\">LendNation is here to help you<\/span><\/h2>\n\n\n\n<p>When life throws you curveballs, don\u2019t let it stand in your way. <a href=\"https:\/\/www.lendnation.com\/about-us\">Turn to LendNation<\/a> to help cover your cash needs. For those times when you need to get cash fast in these uncertain times, <a href=\"https:\/\/www.lendnation.com\/\">LendNation<\/a> has title loans, installment loans and <a href=\"https:\/\/www.lendnation.com\/MyAccount\/#!\/registration\">online payday loan options<\/a> to support you.&nbsp;<\/p>\n<\/div>\n\n\n\n<aside class=\"wp-block-group p-post-single-related has-global-padding is-layout-constrained wp-container-core-group-is-layout-07747ed5 wp-block-group-is-layout-constrained\" style=\"padding-bottom:var(--wp--preset--spacing--80)\">\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\" style=\"margin-top:var(--wp--preset--spacing--60);margin-bottom:var(--wp--preset--spacing--60)\"\/>\n\n\n\n\n\n<h2 class=\"wp-block-heading has-display-small-font-size\" style=\"margin-top:0;margin-bottom:var(--wp--preset--spacing--50)\">Explore Related Posts<\/h2>\n\n\n\n<div class=\"wp-block-group p-latest-posts-columns is-style-default is-layout-flow\">\n\t<div 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Loans<\/a><\/p><\/div>\n\n\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-62083a6e wp-block-buttons-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-button is-style-tertiary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.lendnation.com\/blog\/\">Visit Blog\n\t\t\t                                                                                                  Homepage<\/a><\/div>\n<\/div>\n<\/aside>\n<\/article>\n","protected":false},"excerpt":{"rendered":"<p>During COVID-19, you might find yourself among the millions of Americans who are unable to pay rent. So what should you do if you can&#8217;t make rent next month?<\/p>\n","protected":false},"author":18,"featured_media":1056,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[38],"tags":[42,76,56],"class_list":["post-1055","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money-management","tag-cash-advance","tag-managing-money","tag-online-payday-loans"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>What To Do If You Can&#039;t Pay Rent - LendNation<\/title>\n<meta name=\"description\" content=\"During COVID-19, you might find yourself among the millions of Americans who are unable to pay rent. 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