{"id":11932,"date":"2026-07-15T11:34:10","date_gmt":"2026-07-15T16:34:10","guid":{"rendered":"https:\/\/www.lendnation.com\/?p=11932"},"modified":"2026-07-15T11:46:10","modified_gmt":"2026-07-15T16:46:10","slug":"back-to-school-hidden-costs-budgeting","status":"publish","type":"post","link":"https:\/\/www.lendnation.com\/blog\/article\/back-to-school-hidden-costs-budgeting\/","title":{"rendered":"Back-to-School Costs Beyond Supplies: Budgeting for the Hidden Expenses"},"content":{"rendered":"\n<article class=\"wp-block-group alignfull p-post-single is-layout-flow wp-block-group-is-layout-flow\">\n<header class=\"wp-block-group alignfull p-post-single-hero is-style-theme-subtle-light has-backgrounds-subtle-light-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"padding-top:0;padding-right:0;padding-bottom:0;padding-left:0\">\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer is-style-spacing-80\"><\/div>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-center l-container is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center has-global-padding is-layout-constrained wp-container-core-column-is-layout-1f86b309 wp-block-column-is-layout-constrained\" style=\"flex-basis:50%\"><div style=\"text-transform:uppercase; margin-top:0;margin-bottom:var(--wp--preset--spacing--60);\" class=\"theme-color-secondary t-date wp-block-post-date\"><time datetime=\"2026-07-15T11:34:10-05:00\">July, 2026<\/time><\/div>\n\n\n<div class=\"wp-block-group p-post-single-hero__content has-global-padding is-layout-constrained wp-container-core-group-is-layout-a4fd459e wp-block-group-is-layout-constrained\"><h1 class=\"has-text-align-left wp-block-post-title has-display-x-large-font-size\">Back-to-School Costs Beyond Supplies: Budgeting for the Hidden Expenses<\/h1>\n\n<div style=\"margin-top:var(--wp--preset--spacing--60);margin-bottom:0\" class=\"taxonomy-category wp-block-post-terms\"><a href=\"https:\/\/www.lendnation.com\/blog\/article\/category\/budgeting\/\" rel=\"tag\" class=\"cat-item\"><i class=\"cat-item__color cat-item__color--green\" aria-hidden=\"true\"><\/i><span class=\"cat-item__label\">Budgeting<\/span><\/a><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center has-global-padding is-layout-constrained wp-container-core-column-is-layout-a209ae40 wp-block-column-is-layout-constrained\" style=\"flex-basis:50%\">\n<div class=\"wp-block-group p-post-single-hero__media is-style-default has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image size-large is-style-rounded wp-duotone-unset-1\"><img loading=\"lazy\" decoding=\"async\" height=\"683\" width=\"1024\" src=\"https:\/\/www.lendnation.com\/wp-content\/uploads\/2026\/07\/shutterstock_2347599885.jpg?w=1024\" alt=\"\" class=\"wp-image-11934\" style=\"box-shadow:var(--wp--preset--shadow--natural)\" srcset=\"https:\/\/www.lendnation.com\/wp-content\/uploads\/2026\/07\/shutterstock_2347599885.jpg 6720w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2026\/07\/shutterstock_2347599885.jpg?resize=300,200 300w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2026\/07\/shutterstock_2347599885.jpg?resize=768,512 768w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2026\/07\/shutterstock_2347599885.jpg?resize=1024,683 1024w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2026\/07\/shutterstock_2347599885.jpg?resize=1536,1024 1536w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2026\/07\/shutterstock_2347599885.jpg?resize=2048,1365 2048w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2026\/07\/shutterstock_2347599885.jpg?resize=1619,1080 1619w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer is-style-spacing-80\"><\/div>\n<\/header>\n\n\n\n<div class=\"wp-block-group p-post-single-body has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer is-style-spacing-40\"><\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer is-style-spacing-40\"><\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer is-style-spacing-40\"><\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><section class=\"b-ai-overview answer-card alignfull is-style-theme-subtle-light alignfull wp-block-acf-ai-overview\" aria-label=\"Quick Answer\">\n\t<div class=\"l-container\">\n\t\t<h2 id=\"quick-answer\" class=\"t-display-small\">Quick Answer<\/h2>\n\t\t<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Back-to-school spending reaches well past pencils and notebooks, as fees, tech, and activities can add to the total.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You can pre-assign every dollar to an anticipated cost before the first day of school<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">List hidden household expenses early, like registration fees, lab costs, sports gear, and lunch accounts.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Spread larger purchases across the summer to soften the August money crunch.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Set aside a small school-year cushion, when possible, for costs that come up later.<\/span><\/li>\n<\/ul>\n\t<\/div>\n<\/section>\n<\/div>\n\n\n\n<div style=\"height:8px\" aria-hidden=\"true\" class=\"wp-block-spacer is-style-spacing-40\"><\/div>\n\n\n\n<p>The school supply list looks simple. Pens, folders, a backpack, and a few notebooks feel easy to handle. Then other school-year costs can start to appear.\u00a0 Activity fees, new shoes, a faster laptop, and lunch money can add up over time.\u00a0 These hidden household expenses surprise many families every fall. The supply list is a small part of the story. A clear plan helps you stay ready and keeps the season calm. This guide walks through the costs most budgets miss and shows how zero-based budgeting keeps your school year on track.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-why-back-to-school-costs-catch-families-off-guard\">Why Back-to-School Costs Catch Families Off Guard<\/h3>\n\n\n\n<p>Stores market the obvious items, but the bigger costs hide in the weeks after the first day. A school sends home a fee list for extracurriculars. A coach asks for a uniform deposit. A teacher requests unexpected supplies for class work. Each request feels small on its own, but together they can affect the monthly budget. Families who plan only for the supply list often face a gap by late August. The gap grows when more than one child heads back at the same time. Naming the full picture early gives you time to prepare.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-the-hidden-expenses-most-budgets-miss\">The Hidden Expenses Most Budgets Miss<\/h2>\n\n\n\n<p>Use this list of back to school expenses as a starting point. Adjust it for your kids and their grade level. Older students tend to cost more, and special programs add their own fees.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-school-fees-and-classroom-costs\">School Fees and Classroom Costs<\/h3>\n\n\n\n<p>Many schools charge registration, technology, or activity fees. Some classes add lab fees or art supply costs. Field trips show up throughout the year, and each one asks for cash on short notice. Ask the school office for a full fee schedule before the term starts. Knowing the total upfront helps you avoid a last-minute scramble and plan each payment with confidence.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-technology-and-connectivity\">Technology and Connectivity<\/h3>\n\n\n\n<p>Older students often need a working laptop and steady internet. A device repair or upgrade can become a large technology cost.&nbsp; Some districts loan devices, so ask first before you buy. Home internet, printer ink, headphones, and chargers add up too. Build these into your numbers instead of treating them as extras. Planning for tech early may help reduce surprise costs after school starts.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-activities-sports-and-clubs\">Activities, Sports, and Clubs<\/h3>\n\n\n\n<p>Sports gear, instrument rentals, and club dues climb quickly. A single team sport may require cleats, a uniform, and travel costs. Music programs ask for instrument fees and sheet music. Set a yearly cap per child for activities. That cap keeps one season from taking up too much of the budget. Talk with your kids about choices so the plan feels fair.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-daily-meals-and-transportation\">Daily Meals and Transportation<\/h3>\n\n\n\n<p>Lunch accounts, after-school snacks, and gas for pickup add steady weekly costs. Packing lunch a few days each week trims the total. Look into reduced-price meal programs if your household qualifies. Carpooling with another family lowers fuel costs and saves time on busy mornings.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-map-out-a-summer-spending-timeline\">Map Out a Summer Spending Timeline<\/h2>\n\n\n\n<p>Summer budgeting can spread costs across several months instead of placing them all in August. Spread the load so one paycheck does not have to cover everything at once. A simple timeline keeps each purchase on schedule:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>June: price out technology, shoes, and big-ticket gear while early sales run.<\/li>\n\n\n\n<li>July: buy supplies in small weekly batches and refill the lunch account.<\/li>\n\n\n\n<li>August: cover school fees, activity dues, and last-minute clothing needs.<\/li>\n<\/ul>\n\n\n\n<p>Starting in June gives you room to compare prices and avoid rushed purchases.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-build-a-zero-based-budget-for-the-school-year\">How to Build a Zero-Based Budget for the School Year<\/h2>\n\n\n\n<p>Zero-based budgeting gives every dollar a job until your income minus your spending equals zero. Start with your monthly take-home pay. List fixed bills first, like rent and utilities. Add your school costs as their own category so they do not hide inside other spending. Then assign money to groceries, gas, and savings. With zero-based budgeting, nothing sits unplanned. You see exactly where each dollar goes, which makes the school season far less stressful. Review the plan each month and adjust as new fees appear. A budgeting app or a simple spreadsheet both work well for this.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-smart-ways-to-trim-the-extras\">Smart Ways to Trim the Extras<\/h2>\n\n\n\n<p>Small moves add up across a school year. Groceries climb when kids are home, so learning how to save money on groceries pays off all year. Try these saving money challenges as a family:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Shop store brands for supplies and snacks to cut grocery costs.<\/li>\n\n\n\n<li>Buy clothes and shoes during the end-of-summer sales instead of paying full price.<\/li>\n\n\n\n<li>Reuse last year&#8217;s backpacks and binders when they still hold up.<\/li>\n\n\n\n<li>Track grocery expenses for one month to spot easy cuts.<\/li>\n\n\n\n<li>Swap outgrown clothes and gear with other families nearby.<\/li>\n<\/ul>\n\n\n\n<p>Even small changes may help make room for school-year costs.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-when-a-short-term-option-makes-sense\">When a Short-Term Option Makes Sense<\/h2>\n\n\n\n<p>Sometimes the timing does not line up. A school fee or a needed purchase may come up before your next paycheck.&nbsp; When a larger household expense affects your school budget, you may want to check whether the school offers payment plans or fee support.&nbsp; When a short-term gap remains, a loan from <a href=\"https:\/\/www.lendnation.com\/services\/\">LendNation<\/a> helps bridge it. We look at more than your credit score alone, so people with less-than-perfect credit are still encouraged to apply. In most cases, funding is available within 30 minutes after approval. Borrow only what you need and build the repayment into your monthly plan. A six-month emergency fund remains the long-term goal, and a small loan helps cover a true short-term need while you get there. Loan options, amounts, and terms vary by state, so check what is offered where you live.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-the-bottom-line\">The Bottom Line<\/h2>\n\n\n\n<p>Back-to-school season costs more than the supply list suggests. Fees, technology, activities, meals, and transportation can add up over time. A simple zero-based budgeting plan, an early expense list, and a small school cushion can help you prepare.&nbsp; Start planning now so the first day feels exciting instead of stressful. If an unexpected cost comes up, LendNation offers flexible lending solutions with clear terms and responsive customer care.&nbsp;<\/p>\n\n\n\n<p id=\"h-\">LendNation is here to help with all the unexpected costs that arise with back-to-school time &#8211; <a href=\"https:\/\/www.lendnation.com\/apply\/\">Apply Online<\/a> or Visit a Store Near You.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-resources\">Resources<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/consumer.ftc.gov\/credit-loans-and-debt\/loans-and-mortgages\">FTC Tips on Choosing a Loan<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.lendnation.com\/services\/\">LendNation Services Overview<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.lendnation.com\/apply\/\">LendNation Apply Page<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.lendnation.com\/services\/instant-debit-card-funding\/\">LendNation Instant Debit Card Funding<\/a><\/li>\n<\/ul>\n\n\n\n<p><\/p>\n<\/div>\n\n\n\n<aside class=\"wp-block-group p-post-single-related has-global-padding is-layout-constrained wp-container-core-group-is-layout-07747ed5 wp-block-group-is-layout-constrained\" style=\"padding-bottom:var(--wp--preset--spacing--80)\">\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\" style=\"margin-top:var(--wp--preset--spacing--60);margin-bottom:var(--wp--preset--spacing--60)\"\/>\n\n\n\n\n\n<h2 class=\"wp-block-heading has-display-small-font-size\" style=\"margin-top:0;margin-bottom:var(--wp--preset--spacing--50)\">Explore Related Posts<\/h2>\n\n\n\n<div class=\"wp-block-group p-latest-posts-columns is-style-default is-layout-flow\">\n\t<div class=\"wp-block-query is-layout-flow\">\n\t\t<ul class=\"is-flex-container columns-2 wp-block-post-template is-layout-flow\">\n\t\t\t\t\t<li class=\"wp-block-post post-11555 post type-post status-publish format-standard has-post-thumbnail hentry category-budgeting tag-budget-tips tag-emergency-fund tag-financial-planning tag-flexible-payment-options tag-instant-debit-card-funding tag-large-expense-planning tag-paycheck-budgeting tag-saving-strategies tag-short-term-savings tag-sinking-fund\">\n\t\t\t\n\n<div class=\"wp-block-group p-post-highlight is-layout-flow wp-block-group-is-layout-flow\">\n\t<div class=\"wp-block-group p-post-highlight__inner is-layout-flow wp-block-group-is-layout-flow\">\n\t\t<div class=\"wp-block-group p-post-highlight__content is-layout-flow wp-block-group-is-layout-flow\"><h3 style=\"margin-top:0;\" class=\"wp-block-post-title has-display-x-small-font-size\">How to Save for Big Expenses Without Breaking Your Budget<\/h3>\n\t\t\t<div class=\"taxonomy-category u-visually-hidden wp-block-post-terms\"><a href=\"https:\/\/www.lendnation.com\/blog\/article\/category\/budgeting\/\" rel=\"tag\" class=\"cat-item\"><i class=\"cat-item__color cat-item__color--green\" aria-hidden=\"true\"><\/i><span class=\"cat-item__label\">Budgeting<\/span><\/a><\/div>\n\t\t\t<div style=\"margin-top:var(--wp--preset--spacing--20);margin-bottom:0;\" class=\"t-date wp-block-post-date\"><time datetime=\"2026-03-20T21:43:31-05:00\">March, 2026<\/time><\/div><\/div>\n\t\t\n\t\t<figure class=\"p-post-highlight__media s-aspect-ratio-4-5 wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.lendnation.com\/wp-content\/uploads\/2026\/03\/shutterstock_360221423.jpg?w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Person reviewing budget plan for saving toward big expenses on a smart phone\" style=\"object-fit:cover;\" srcset=\"https:\/\/www.lendnation.com\/wp-content\/uploads\/2026\/03\/shutterstock_360221423.jpg 5472w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2026\/03\/shutterstock_360221423.jpg?resize=300,200 300w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2026\/03\/shutterstock_360221423.jpg?resize=768,512 768w, 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p-post-highlight is-layout-flow wp-block-group-is-layout-flow\">\n\t<div class=\"wp-block-group p-post-highlight__inner is-layout-flow wp-block-group-is-layout-flow\">\n\t\t<div class=\"wp-block-group p-post-highlight__content is-layout-flow wp-block-group-is-layout-flow\"><h3 style=\"margin-top:0;\" class=\"wp-block-post-title has-display-x-small-font-size\">Create Your Budget to Have a Fun Summer<\/h3>\n\t\t\t<div class=\"taxonomy-category u-visually-hidden wp-block-post-terms\"><a href=\"https:\/\/www.lendnation.com\/blog\/article\/category\/budgeting\/\" rel=\"tag\" class=\"cat-item\"><i class=\"cat-item__color cat-item__color--green\" aria-hidden=\"true\"><\/i><span class=\"cat-item__label\">Budgeting<\/span><\/a><\/div>\n\t\t\t<div style=\"margin-top:var(--wp--preset--spacing--20);margin-bottom:0;\" class=\"t-date wp-block-post-date\"><time datetime=\"2025-05-19T10:00:00-05:00\">May, 2025<\/time><\/div><\/div>\n\t\t\n\t\t<figure class=\"p-post-highlight__media s-aspect-ratio-4-5 wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"684\" src=\"https:\/\/www.lendnation.com\/wp-content\/uploads\/2025\/05\/shutterstock_1666540216_6975af.jpg?w=1024\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"How to have fun this summer with budget-friendly summer activities\" style=\"object-fit:cover;\" srcset=\"https:\/\/www.lendnation.com\/wp-content\/uploads\/2025\/05\/shutterstock_1666540216_6975af.jpg 5558w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2025\/05\/shutterstock_1666540216_6975af.jpg?resize=300,200 300w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2025\/05\/shutterstock_1666540216_6975af.jpg?resize=768,513 768w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2025\/05\/shutterstock_1666540216_6975af.jpg?resize=1024,684 1024w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2025\/05\/shutterstock_1666540216_6975af.jpg?resize=1536,1025 1536w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2025\/05\/shutterstock_1666540216_6975af.jpg?resize=2048,1367 2048w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2025\/05\/shutterstock_1666540216_6975af.jpg?resize=1619,1080 1619w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\t\n\t<p class=\"a-hidden-link-cover wp-block-post-title\"><a href=\"https:\/\/www.lendnation.com\/blog\/article\/create-your-budget-to-have-a-fun-summer\/\" target=\"_self\" >Create Your Budget to Have a Fun Summer<\/a><\/p><\/div>\n\n\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-62083a6e wp-block-buttons-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-button is-style-tertiary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.lendnation.com\/blog\/\">Visit Blog\n\t\t\t                                                                                                  Homepage<\/a><\/div>\n<\/div>\n<\/aside>\n<\/article>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The school supply list looks simple. Pens, folders, a backpack, and a few notebooks feel easy to handle. Then other school-year costs can start to appear.\u00a0 Activity fees, new shoes, a faster laptop, and lunch money can add up over time.\u00a0 These hidden household expenses surprise many families every fall. The supply list is a [&hellip;]<\/p>\n","protected":false},"author":18,"featured_media":11935,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":true,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[9],"tags":[725,723,724,727,728,726,729],"class_list":["post-11932","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-budgeting","tag-budget-technology","tag-how-to-save-money-on-groceries","tag-list-of-household-expenses","tag-saving-money-challenges","tag-summer-budgeting","tag-tracking-grocery-expenses","tag-what-is-financial-hardship"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Back-to-School Hidden Costs: Smart Budgeting Tips | LendNation<\/title>\n<meta name=\"description\" content=\"Back-to-school costs go beyond supplies. Budget for hidden fees, tech, and activities with zero-based budgeting tips from LendNation.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lendnation.com\/blog\/article\/back-to-school-hidden-costs-budgeting\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Back-to-School Costs Beyond Supplies: Budgeting for the Hidden Expenses\" \/>\n<meta property=\"og:description\" content=\"Back-to-school costs go beyond supplies. 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