{"id":1293,"date":"2020-03-05T16:03:54","date_gmt":"2020-03-05T16:03:54","guid":{"rendered":"https:\/\/www.lendnation.com\/find-your-financial-personality-type\/"},"modified":"2025-07-30T17:32:39","modified_gmt":"2025-07-30T17:32:39","slug":"find-your-financial-personality-type","status":"publish","type":"post","link":"https:\/\/www.lendnation.com\/blog\/article\/find-your-financial-personality-type\/","title":{"rendered":"Find Your Financial Personality Type"},"content":{"rendered":"\n<article class=\"wp-block-group alignfull p-post-single is-layout-flow wp-block-group-is-layout-flow\">\n<header class=\"wp-block-group alignfull p-post-single-hero is-style-theme-subtle-light has-backgrounds-subtle-light-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"padding-top:0;padding-right:0;padding-bottom:0;padding-left:0\">\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer is-style-spacing-80\"><\/div>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-center l-container is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center has-global-padding is-layout-constrained wp-container-core-column-is-layout-1f86b309 wp-block-column-is-layout-constrained\" style=\"flex-basis:50%\">\n<div class=\"wp-block-group p-post-single-hero__content has-global-padding is-layout-constrained wp-container-core-group-is-layout-a4fd459e wp-block-group-is-layout-constrained\"><div style=\"text-transform:uppercase; margin-top:0;margin-bottom:var(--wp--preset--spacing--60);\" class=\"theme-color-secondary t-date wp-block-post-date\"><time datetime=\"2020-03-05T16:03:54+00:00\">March, 2020<\/time><\/div>\n\n<h1 class=\"wp-block-post-title has-display-x-large-font-size\">Find Your Financial Personality Type<\/h1>\n\n<div style=\"margin-top:var(--wp--preset--spacing--60);margin-bottom:0\" class=\"taxonomy-category wp-block-post-terms\"><a href=\"https:\/\/www.lendnation.com\/blog\/article\/category\/financial-tips\/\" rel=\"tag\" class=\"cat-item\"><i class=\"cat-item__color cat-item__color--teal\" aria-hidden=\"true\"><\/i><span class=\"cat-item__label\">Financial Tips<\/span><\/a><\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center has-global-padding is-layout-constrained wp-container-core-column-is-layout-a209ae40 wp-block-column-is-layout-constrained\" style=\"flex-basis:50%\">\n<div class=\"wp-block-group p-post-single-hero__media has-global-padding is-content-justification-center is-layout-constrained wp-container-core-group-is-layout-587a7eb1 wp-block-group-is-layout-constrained\"><figure style=\"margin-top:0;margin-bottom:0;\" class=\"is-style-image-featured s-aspect-ratio-1-1 wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"500\" src=\"https:\/\/www.lendnation.com\/wp-content\/uploads\/2020\/03\/identify_your_personality_type.jpg?w=1000\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"\" style=\"object-fit:cover;\" srcset=\"https:\/\/www.lendnation.com\/wp-content\/uploads\/2020\/03\/identify_your_personality_type.jpg 1000w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2020\/03\/identify_your_personality_type.jpg?resize=300,150 300w, https:\/\/www.lendnation.com\/wp-content\/uploads\/2020\/03\/identify_your_personality_type.jpg?resize=768,384 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure><\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer is-style-spacing-80\"><\/div>\n<\/header>\n\n\n\n<div class=\"wp-block-group p-post-single-body has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer is-style-spacing-80\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-your-financial-personality\">What is Your Financial Personality?<\/h2>\n\n\n\n<p>INTJ, Type B, Libra, or extrovert &#8211; we\u2019ve all heard of the dozens of ways to define our personalities. Whether you\u2019ve taken a quiz to find what kind of dog you would be or you\u2019re seeking more solid information about who you are, there\u2019s an array of ways to define yourself. We\u2019d like to add one more important one to the list: Your financial personality type. <\/p>\n\n\n\n<p>What is a financial personality type? It\u2019s a label that helps you understand how you save, spend, and invest money. And finding your financial persona can help you figure out what you\u2019re doing right with your money and where you may need some work, such as how to better save money or find more helpful ways of getting extra money. Learning your financial personality type can help you change your spending habits, which can be much more useful than discovering you\u2019d be a loyal Labrador Retriever. Keep reading to find your financial persona.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-what-kind-of-spender-and-saver-are-you\">What Kind of Spender and Saver Are You?<\/h3>\n\n\n\n<p>How do you <a href=\"https:\/\/lifeandmyfinances.com\/2016\/08\/5-types-of-spenders-which-type-are-you\/\" target=\"_blank\" rel=\"noopener\">spend money<\/a>? How do you <a href=\"https:\/\/www.lendnation.com\/?s=save+money\" target=\"_blank\" rel=\"noreferrer noopener\">save money<\/a>? It may seem like there aren\u2019t many ways to label your spending and <a href=\"https:\/\/signaturewealth.com\/financial-mindset-and-relationships\/\" target=\"_blank\" rel=\"noopener\">saving habits<\/a>&nbsp;but there are quite a few different approaches to take. Take a look at each of these spender and saver types to find which one fits you best.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-spender-types\">Spender Types<\/h4>\n\n\n\n<p><strong>Brand Loyal Buyer: <\/strong>You know what you like, and that\u2019s quality, not necessarily quantity. No one could call you flashy, but you do have your preferences and will pay more money to have it. Try branching out here and there; you might find a less expensive alternative that suits your needs!<\/p>\n\n\n\n<p><strong>Alternative Buyer:<\/strong> Your philosophy is, why buy new when a used or discounted option is perfectly acceptable? You\u2019ll find a great product &#8211; then find it elsewhere for cheaper. That\u2019s smart, but just be careful; sometimes the knockoffs or used buys are not what they seem.<\/p>\n\n\n\n<p><strong>Buy on Sight: <\/strong>When your eyes land on it, you must have it! Your heart leads your purchases, and you don\u2019t mind spending a few dollars to have just what you want. A good practice for you would be to give yourself a cooling off period, maybe a few days, before deciding if you really want what your heart desires.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-saver-types\">Saver Types<\/h4>\n\n\n\n<p><strong>Forward Saver:<\/strong> You have a future-first mentality, where most of your savings goes towards retirement accounts. You have a 401k, a separate Roth IRA, and may even branch out into other types of investments. Great planning, just don\u2019t be afraid to live in the current moment every now and then!<\/p>\n\n\n\n<p><strong>Bargain Saver:<\/strong> Putting money in your savings account isn\u2019t usually how you save. How you have extra money is by saving when you spend. You\u2019re the true bargain buyer, pocketing your savings for your next cheap buy. It\u2019s great to save money this way, and it\u2019s also great to put it away without buying anything!<\/p>\n\n\n\n<p><strong>Sometimes Saver: <\/strong>You take the approach of \u201csave when you can\u201d and that\u2019s usually when bigger paydays occur, such as your tax return. Consistency is not key with you, but you do put away when the opportunity arises. There\u2019s always a little room in the budget for more savings, especially if you put a set amount aside from your paycheck in the form of automatic deposits into your savings.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-how-do-you-invest\">How Do You Invest?<\/h3>\n\n\n\n<p>We\u2019ve covered spending and saving, but another important aspect of your financial personality type has to do with <a href=\"https:\/\/money.usnews.com\/investing\/stock-market-news\/articles\/2018-10-15\/styles-of-investing-which-is-right-for-my-personality-type\" target=\"_blank\" rel=\"noopener\">your investment style<\/a>. How and where you invest your money can tell you a lot about yourself!<\/p>\n\n\n\n<p><strong>Long Haul:<\/strong> When it comes to investments, you only look for the long-term, believing that if you leave your money alone, over time, it will pay off big.&nbsp;<\/p>\n\n\n\n<p><strong>The Bettor:<\/strong> What\u2019s the point of putting money away if you can\u2019t have a little fun? Adventure in your investments is key, so you take the short-term, high-payoff approach.<\/p>\n\n\n\n<p><strong>Feel-Good:<\/strong> If it\u2019s for a good cause, if it will better the world, and if it means something to you, you\u2019re in! You\u2019re the definition of \u201cangel investor\u201d &#8211; swooping in to support local, national, and even international companies who make a difference.<\/p>\n\n\n\n<p><strong>Beyond the Box: <\/strong>Whether you mistrust the stock market or just prefer to put your money into a more controllable investment, you look elsewhere to invest. Whether that\u2019s real estate, entrepreneurship, or even your cousin\u2019s new business idea, you want to see where your money goes and have more say in the returns.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-how-do-you-approach-finances\">How Do You Approach Finances?<\/h3>\n\n\n\n<p>How do you approach the topic of finances in general? Combining all these different spending, saving, and investment personality types, find what <a href=\"http:\/\/blog.conqueryourdebt.org\/2018\/01\/08\/5-money-personalities\/\">financial persona<\/a> seems to fit you best.<\/p>\n\n\n\n<p><strong>Safety First<br>\n<\/strong>You plan for big purchases, you avoid overspending, and you generally play it safe. You have a strong rainy-day fund, but it could always be bigger. Sometimes you still get anxiety about money, despite having a good handle on your budget. You\u2019re doing great! Try giving yourself a break every now and then and enjoy the fruits of your labor.<\/p>\n\n\n\n<p><strong>Risky Business<br>\n<\/strong>You\u2019re a bettor investor, alternative buyer, and believe that you need to spend in order to make &#8211; and save &#8211; money. You\u2019re willing to try new products if for no reason other than getting in early before the price goes up. Just remember, gambling doesn\u2019t always pay off, and the extra money you might make or save could end up lost.<\/p>\n\n\n\n<p><strong>The Dodger<br>\n<\/strong>When it comes to money, you just don\u2019t want to think about it too much. You buy what you want when you can, and don\u2019t worry too much about the rest. Money can be confusing, and anyway, why worry about the future when there\u2019s plenty to think about now? While it may seem easier to avoid your financial situation, and it\u2019s true you can easily overthink it all, it can actually cause more stress to ignore it than to face it directly.<\/p>\n\n\n\n<p><strong>Emotional Financier<br>\n<\/strong>Both sometimes savers and bargain savers, as well as brand buyers, can fall into this category. Money management and emotional state are closely tied together. The more secure you feel, the more you spend. The more stress you\u2019re experiencing, the more you tuck things away. This see-saw approach to money can sometimes mean you both spend and save too much. While you are knowledgeable about your money, removing emotion from the mix will be your key to success.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-lendnation-is-there-for-all-financial-personality-types\">LendNation is There for All Financial Personality Types<\/h2>\n\n\n\n<p>How you spend, save, and invest your money tells you what your financial personality type is, including where you\u2019re doing great and where you can make some tweaks. While this isn\u2019t an all-encompassing list, it\u2019s designed to help you discover more about yourself. This can lead to big changes in your approach to money, helping you better spend and save money over the long term.<\/p>\n\n\n\n<p>No matter what financial personality type fits you, though, <a href=\"http:\/\/www.lendnation.com\/\">LendNation<\/a> welcomes everyone for your lending needs, including title loans, installment loans and payday loans. We\u2019re here to help you get the cash you need any time with a title loan, installment loan, or payday loan online or in-store! <a href=\"https:\/\/www.lendnation.com\/location\/search\">Contact us today<\/a> to get started!&nbsp; &nbsp;<\/p>\n<\/div>\n\n\n\n<aside class=\"wp-block-group p-post-single-related has-global-padding is-layout-constrained wp-container-core-group-is-layout-07747ed5 wp-block-group-is-layout-constrained\" style=\"padding-bottom:var(--wp--preset--spacing--80)\">\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\" style=\"margin-top:var(--wp--preset--spacing--60);margin-bottom:var(--wp--preset--spacing--60)\"\/>\n\n\n\n\n\n<h2 class=\"wp-block-heading has-display-small-font-size\" style=\"margin-top:0;margin-bottom:var(--wp--preset--spacing--50)\">Explore Related Posts<\/h2>\n\n\n\n<div class=\"wp-block-group p-latest-posts-columns is-style-default is-layout-flow\">\n\t<div class=\"wp-block-query is-layout-flow\">\n\t\t<ul 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href=\"https:\/\/www.lendnation.com\/blog\/\">Visit Blog\n\t\t\t                                                                                                  Homepage<\/a><\/div>\n<\/div>\n<\/aside>\n<\/article>\n","protected":false},"excerpt":{"rendered":"<p>Deciding on how to manage your finances is difficult. One place to start is figuring out what your financial personality is. Click the link to learn more.<\/p>\n","protected":false},"author":18,"featured_media":1294,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[67],"tags":[92],"class_list":["post-1293","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-tips","tag-saving-habits"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Find Your Financial Personality Type - LendNation<\/title>\n<meta name=\"description\" content=\"Deciding on how to manage your finances is difficult. One place to start is figuring out what your financial personality is. 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