{"id":11649,"date":"2026-05-07T17:19:42","date_gmt":"2026-05-07T17:19:42","guid":{"rendered":"https:\/\/www.lendnation.com\/?post_type=wiki&#038;p=11649"},"modified":"2026-05-08T19:44:27","modified_gmt":"2026-05-08T19:44:27","slug":"routing-number","status":"publish","type":"wiki","link":"https:\/\/www.lendnation.com\/resources\/wiki\/routing-number\/","title":{"rendered":"Routing Number"},"content":{"rendered":"\n<div style=\"height:95px\" aria-hidden=\"true\" class=\"wp-block-spacer is-style-spacing-70\"><\/div>\n\n\n\n<p class=\"has-text-align-center is-style-overline\" style=\"margin-top:0;margin-bottom:var(--wp--preset--spacing--20)\">LENDNATION WIKI<\/p>\n\n\n\n<h1 class=\"wp-block-heading has-text-align-center has-display-large-font-size\" id=\"h-routing-number\" style=\"margin-top:0;margin-bottom:var(--wp--preset--spacing--60)\">Routing Number<\/h1>\n\n\n\n<p>A<strong> routing number<\/strong> is a nine-digit code that identifies your bank in the United States. It tells the banking system where to send or collect money. You will need it when setting up direct deposit, scheduling ACH payments, or giving your bank details for a loan.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-a-routing-number-does\">What a Routing Number Does<\/h2>\n\n\n\n<p>Every bank and credit union in the US has at least one routing number. It works with your account number to direct funds to the right place. When money moves between accounts, the routing number tells the system which bank is involved.<\/p>\n\n\n\n<p>Routing numbers are used for:<\/p>\n\n\n\n<p>\u2022&nbsp; &nbsp; &nbsp; &nbsp; Setting up direct deposit for your paycheck<\/p>\n\n\n\n<p>\u2022&nbsp; &nbsp; &nbsp; &nbsp; Authorizing ACH payments for bills or loan repayment<\/p>\n\n\n\n<p>\u2022&nbsp; &nbsp; &nbsp; &nbsp; Sending or receiving wire transfers<\/p>\n\n\n\n<p>\u2022&nbsp; &nbsp; &nbsp; &nbsp; Setting up automatic payments<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-routing-number-vs-account-number\">Routing Number vs. Account Number<\/h2>\n\n\n\n<p>These two numbers work together. Your routing number identifies your bank. Your account number identifies your specific account. Both are needed for most electronic payments, including ACH loan payments and direct deposit.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-where-to-find-your-routing-number\">Where to Find Your Routing Number<\/h2>\n\n\n\n<p>Your routing number is the first nine digits on the bottom left of a paper check. You can also find it in your bank\u2019s app or website, or by calling your bank.<\/p>\n\n\n\n<p>Do not mix it up with your account number. On a check, the routing number comes first, then the account number, then the check number.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-routing-numbers-and-loan-applications\">Routing Numbers and Loan Applications<\/h2>\n\n\n\n<p>When you apply for a loan that uses direct deposit, you will need to provide your routing number and account number. This lets the lender send funds to your account and collect scheduled payments. Always check both numbers before you submit to avoid delays.<\/p>\n\n\n\n<p>If you enter the wrong routing number, your funds may be delayed or sent to the wrong bank. Confirm the correct number with your bank if you are not sure. It is also worth checking that the routing number you use matches the type of transaction as some banks have separate routing numbers for wire transfers versus ACH payments.<\/p>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer is-style-spacing-40\"><\/div>\n\n\n\n<section class=\"wp-block-group alignfull p-cta p-cta--two-column is-style-theme-dark is-layout-flow wp-block-group-is-layout-flow\">\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer is-style-spacing-50\"><\/div>\n\n\n\n<div class=\"wp-block-group alignfull l-container is-layout-flow wp-block-group-is-layout-flow\" style=\"padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-columns alignfull is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-display-font-size\" id=\"h-open-a-lendnation-account-today-apply-online-or-in-store\" style=\"margin-top:0\">Open a LendNation Account Today -Apply online or in-store!<\/h2>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.lendnation.com\/apply\/\">Apply Now<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-secondary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.lendnation.com\/location\">Find a Store<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-outermost-icon-block items-justified-right\"><div class=\"icon-container has-icon-color has-backgrounds-default-light-color\" style=\"color:#FFFFFF;width:100%;transform:rotate(0deg) scaleX(1) scaleY(1)\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 24 24\" aria-hidden=\"true\"><path d=\"M3.25 12a8.75 8.75 0 1117.5 0 8.75 8.75 0 01-17.5 0zM12 4.75a7.25 7.25 0 100 14.5 7.25 7.25 0 000-14.5zm-1.338 4.877c-.314.22-.412.452-.412.623 0 .171.098.403.412.623.312.218.783.377 1.338.377.825 0 1.605.233 2.198.648.59.414 1.052 1.057 1.052 1.852 0 .795-.461 1.438-1.052 1.852-.41.286-.907.486-1.448.582v.316a.75.75 0 01-1.5 0v-.316a3.64 3.64 0 01-1.448-.582c-.59-.414-1.052-1.057-1.052-1.852a.75.75 0 011.5 0c0 .171.098.403.412.623.312.218.783.377 1.338.377s1.026-.159 1.338-.377c.314-.22.412-.452.412-.623 0-.171-.098-.403-.412-.623-.312-.218-.783-.377-1.338-.377-.825 0-1.605-.233-2.198-.648-.59-.414-1.052-1.057-1.052-1.852 0-.795.461-1.438 1.052-1.852a3.64 3.64 0 011.448-.582V7.5a.75.75 0 011.5 0v.316c.54.096 1.039.296 1.448.582.59.414 1.052 1.057 1.052 1.852a.75.75 0 01-1.5 0c0-.171-.098-.403-.412-.623-.312-.218-.783-.377-1.338-.377s-1.026.159-1.338.377z\"><\/path><\/svg><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:64px\" aria-hidden=\"true\" class=\"wp-block-spacer is-style-spacing-50\"><\/div>\n<\/section>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-summary\">Summary<\/h2>\n\n\n\n<p>A routing number is the nine-digit code that identifies your bank for electronic transfers. It works with your account number for direct deposit, ACH payments, and loan funding. You can find it on a paper check or through your bank\u2019s app. Checking both numbers before you apply is a simple step that helps avoid delays.<\/p>\n\n\n\n<p id=\"h-\">If you\u2019re exploring your loan options, you can<a href=\"https:\/\/www.lendnation.com\/apply\/\"> apply for a loan at LendNation Today<\/a> or visit<a href=\"https:\/\/www.lendnation.com\/locations\/\"> a Store Near You<\/a>.<\/p>\n\n\n\n<div style=\"height:100px\" aria-hidden=\"true\" class=\"wp-block-spacer is-style-spacing-50\"><\/div>\n\n\n\n<p><\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-11649","wiki","type-wiki","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6 (Yoast SEO v27.6) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>What Is a Routing Number? How to Find Yours | LendNation<\/title>\n<meta name=\"description\" content=\"Learn what a routing number is and how to use it. Learn more.A routing number is the nine-digit code that identifies your bank for ACH, direct deposit, and loan funding. Learn what it is and where to find it on a check.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lendnation.com\/resources\/wiki\/routing-number\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Routing Number\" \/>\n<meta property=\"og:description\" content=\"Learn what a routing number is and how to use it. Learn more.A routing number is the nine-digit code that identifies your bank for ACH, direct deposit, and loan funding. Learn what it is and where to find it on a check.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.lendnation.com\/resources\/wiki\/routing-number\/\" \/>\n<meta property=\"og:site_name\" content=\"LendNation\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-08T19:44:27+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.lendnation.com\\\/resources\\\/wiki\\\/routing-number\\\/\",\"url\":\"https:\\\/\\\/www.lendnation.com\\\/resources\\\/wiki\\\/routing-number\\\/\",\"name\":\"What Is a Routing Number? How to Find Yours | LendNation\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.lendnation.com\\\/#website\"},\"datePublished\":\"2026-05-07T17:19:42+00:00\",\"dateModified\":\"2026-05-08T19:44:27+00:00\",\"description\":\"Learn what a routing number is and how to use it. Learn more.A routing number is the nine-digit code that identifies your bank for ACH, direct deposit, and loan funding. Learn what it is and where to find it on a check.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.lendnation.com\\\/resources\\\/wiki\\\/routing-number\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.lendnation.com\\\/resources\\\/wiki\\\/routing-number\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.lendnation.com\\\/resources\\\/wiki\\\/routing-number\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.lendnation.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Routing Number\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.lendnation.com\\\/#website\",\"url\":\"https:\\\/\\\/www.lendnation.com\\\/\",\"name\":\"LendNation\",\"description\":\"Online Payday Loans - Installment, Title Loans\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.lendnation.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"What Is a Routing Number? How to Find Yours | LendNation","description":"Learn what a routing number is and how to use it. Learn more.A routing number is the nine-digit code that identifies your bank for ACH, direct deposit, and loan funding. Learn what it is and where to find it on a check.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.lendnation.com\/resources\/wiki\/routing-number\/","og_locale":"en_US","og_type":"article","og_title":"Routing Number","og_description":"Learn what a routing number is and how to use it. Learn more.A routing number is the nine-digit code that identifies your bank for ACH, direct deposit, and loan funding. Learn what it is and where to find it on a check.","og_url":"https:\/\/www.lendnation.com\/resources\/wiki\/routing-number\/","og_site_name":"LendNation","article_modified_time":"2026-05-08T19:44:27+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.lendnation.com\/resources\/wiki\/routing-number\/","url":"https:\/\/www.lendnation.com\/resources\/wiki\/routing-number\/","name":"What Is a Routing Number? How to Find Yours | LendNation","isPartOf":{"@id":"https:\/\/www.lendnation.com\/#website"},"datePublished":"2026-05-07T17:19:42+00:00","dateModified":"2026-05-08T19:44:27+00:00","description":"Learn what a routing number is and how to use it. Learn more.A routing number is the nine-digit code that identifies your bank for ACH, direct deposit, and loan funding. Learn what it is and where to find it on a check.","breadcrumb":{"@id":"https:\/\/www.lendnation.com\/resources\/wiki\/routing-number\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.lendnation.com\/resources\/wiki\/routing-number\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.lendnation.com\/resources\/wiki\/routing-number\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.lendnation.com\/"},{"@type":"ListItem","position":2,"name":"Routing Number"}]},{"@type":"WebSite","@id":"https:\/\/www.lendnation.com\/#website","url":"https:\/\/www.lendnation.com\/","name":"LendNation","description":"Online Payday Loans - Installment, Title Loans","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.lendnation.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.lendnation.com\/api\/wp\/v2\/wiki\/11649","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lendnation.com\/api\/wp\/v2\/wiki"}],"about":[{"href":"https:\/\/www.lendnation.com\/api\/wp\/v2\/types\/wiki"}],"wp:attachment":[{"href":"https:\/\/www.lendnation.com\/api\/wp\/v2\/media?parent=11649"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}