Being financially independent is a wonderful thing. You get to make your own decisions about where your money goes — how you spend it, where you spend it, and how you save it. But with financial freedom also comes an immense amount of responsibility. If you overspend or don’t keep a close eye on your finances, you may find yourself fighting to keep your head above water. You could end up missing payments, racking up (more) debt or prolonging long-term goals.
Thankfully, your financial situation never has to get that dire. All it takes is setting up a simple yet effective budget. ‘But where do I even start?’ we hear you asking. You can start right here, with LendNation, to learn all the basics of budgeting for beginners and how to get started with your very own budget.
But first: Why a budget? There are endless reasons to create a financial budget, but some of the most important ones include:
Next up are your variable expenses. These are the payments you make each month but will change month-to-month. These expenses include things like:
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