It’s a tough spot to be in: You’re working to make ends meet, you already have some sort of debt, and yet you find yourself still needing more money. If this sounds familiar, you’re certainly not alone. In fact, two out of every three U.S. adults have debt. So, when you find yourself potentially needing to take on even more, it’s important to ask the question: Is this the right time? At LendNation, we understand that life happens and lots of us need to turn to other cash solutions. That’s why we’re breaking down the best times to take out a loan to help you navigate a sometimes-difficult decision.