If a cash advance is not paid when due, we may place your cash advance in default or charge you a late fee where permitted and where applicable (see your agreement for details). Late or missed payments may negatively impact your credit score or cause your account to fall into collections. Every attempt will be made to contact the customer prior to initiating the collections process and defaulting the cash advance. LendNation abides by all applicable federal and state laws in the collection of outstanding cash advances. We uphold the spirit and principles of the Fair Debt Collection Practices Act and treat our customers respectfully in all phases of the credit service process, including collections.
We, or your lender when LendNation is not your lender, may agree to refinance your cash advance upon request. Cash advance refinancing options vary by state and may include additional fees. For specific rules for your state, please contact LendNation.