If a loan is not paid when due, we reserve the right, where permitted, to charge late fees, or provide an option to refinance, renew or extend your loan. Late or missed payments may negatively impact your credit score or cause your account to fall into collections. Every attempt will be made to contact the customer prior to initiating the collection process. LendNation abides by all applicable federal and state laws in the collection of outstanding loans. We uphold the spirit and principles of the Fair Debt Collection Practices Act and treat our customers respectfully in all phases of the credit service process, including collections.
We (or your lender, when we are not the lender) may agree to refinance your loan upon request. Loan refinancing options vary by state and may include additional fees. For specific rules for your state, enter your zip code.