Loan Questions

What you need to know.

The fastest way to get your money is at one of LendNation’s 350+ stores or with our Instant Debit Card Funding option typically available for both in-store and online loans (varies by state). This funding method loads the money directly onto your debit card instantly – typically within minutes of loan approval and contract completion! Simply choose Instant Debit Card Funding when filling out your loan application. Once you’re approved, money will be instantly transferred to the account attached to your debit card. Timing for other funding methods varies by type. Visit one of our LendNation stores or call our e-commerce team at 866-324-9565 for more details on additional funding method options.

Yes, we require all customers to have a minimum monthly income to qualify for a loan. Minimum income requirements vary by state. See your local store for more details or contact our e-commerce team at 866-324-9565.

Yes, you are required to have an active bank account to qualify for a LendNation loan. The bank account must be active for at least 30 days.

Yes, we accept many different forms of income that you can use to qualify for a loan with LendNation. For example, social security, unemployment, or disability benefits are all accepted.

To apply for a LendNation loan visit LendNation.com or visit one of our 350+ LendNation stores across the United States. Find your LendNation store.

We look at a variety of factors when making loan decisions. If you have questions regarding a loan denial, call us at 855-319-5057 for additional information.

If your account is past due and you cannot access your loan, please contact our e-commerce team at 866-324-9565.