Title Loans FAQ

A title loan is a secured loan where your vehicle (sedan, SUV, or truck) is used as collateral. Customers can typically borrow a larger amount of money with a title loan compared to a short-term unsecured loan. You may be able to borrow anywhere from $500 to $10,000+, depending on the state. LendNation title loans have flexible payment options typically from  six to 12 months (and even up to 36 months in some states).

You must own your car outright with a free and clear title with the loan amount. This kind of loan allows you to borrow money based on the value and condition of your vehicle. To get an idea of how much your car is worth, use a website like Kelley Blue Book. Note: LendNation is not affiliated with Kelley Blue Book or any of its affiliates. 

Let us help you navigate your financial needs with a title loan – apply today!

Title loans can be a good financial tool when you need to borrow a larger amount of money. The amount you can borrow usually depends on the value of your car and that you have the title without any existing liens. A benefit of a title loan is that you can get the cash you need while still being able to drive your vehicle. Title loans are repaid over time with flexible payment options typically between 6 and 12 months.

You’ll need to hand over your car’s free and clear title to the lender when approved for a title loan. Once the loan is fully repaid, your title is returned to you. LendNation title loans may provide you more money, longer repayment terms, lower interest rates, and lower payments when compared to other loans.

To get a title loan from LendNation, you’ll need to provide your current US-issued photo ID, vehicle’s free & clear title, proof of income, bank statement from within the last 30 days, an active checking account, and contact information to your local LendNation store.

The amount you can borrow for your title loan will depend on the condition of your vehicle and any state laws that apply. Once approved for your title loan and you get your cash in hand.

To start your application with LendNation for a title loan, you will need:

  • The vehicle’s title
  • Current US-issued photo ID such as a driver’s license
  • Proof of income
  • A bank statement from within the last 30 days
  • An active checking account
  • Current phone number and email address

No, you need to fully own your vehicle to get a title loan. At LendNation, we review the appraised value of the vehicle you own and want to provide as collateral for the title loan. Check with your local LendNation store for specific policies and additional questions they can answer.

Yes, LendNation will primarily look at the value of your vehicle and your ability to repay the loan. If you have other sources of income like retirement, alimony, disability benefits, or self-employed income, you may still qualify for a title loan.

Contact your local LendNation store to start your title loan application.

It’s possible to get a title loan on a new vehicle. The condition of the vehicle you own can determine the amount you may be able to borrow. Title loans work like any other loan and are typically based on the appraised value of the vehicle you own and provide as collateral.

Finding a title loan near you is easy with LendNation. We operate in many states with convenient locations. Use the LendNation state selector to find local stores that offer a title loan near you. 

Note: You will need to visit a LendNation store with the vehicle and necessary documentation to be approved for a title loan.