Short Term Loans for Fast Cash

What Are Short Term Loans?

A short term loan is a fast and easy way to get cash when you need it. It’s meant to be paid back quickly usually by your next payday or in a short time. These loans are designed for smaller amounts of money, so you can handle life’s bumps quickly.

At LendNation, we make it simple to get the funds you need. Whether you apply online or visit one of our store locations, we’re here to help you get cash fast. Many customers are surprised at just how fast and easy it really is to get cash from a short term loan.

Why People Choose Short Term Loans

There are lots of reasons why people turn to short term loans. Most of them come down to needing cash now and not later. Here are some common reasons people apply.

Medical Bills

Doctor visits, prescriptions, or emergency care can pop up when you least expect it. A short term loan can help you take care of these medical costs without having to wait until payday.

Car Repairs

Need new brakes? Engine acting up? When your car isn’t working, it’s hard to get to work or run errands. A short term loan can help get your wheels back on the road fast.

Home Repairs

A leaking roof, a broken heater, or a busted fridge can make life stressful. With a short term loan, you can fix the problem quickly and keep your home running smoothly.

Groceries and Utility Bills

Running short on cash before payday? A short term loan can help cover basic needs like groceries and electricity. No need to skip meals or worry about lights getting turned off.

Emergency Travel or Funeral Costs

Sometimes you have to travel or handle important family matters right away. A short term loan can give you the money you need to be there when it matters most.

Moving Expenses

Moving to a new apartment or home costs money. You’ll most likely have to pay a security deposit, truck rental, packing supplies, and anything else to help you move to your new home. A short term loan can help you cover those moving expenses so you’re not stuck.

The Benefits of Short Term Loans from LendNation

At LendNation, we keep things simple. When you need cash fast, we’re here to help you get it without the hassle. That’s why so many people trust us for short term loans. Customers know we make borrowing easy and straightforward.

We get that unexpected expenses can pop up out of nowhere, and that dealing with banks or other lenders can be confusing. That’s why we focus on quick loan decisions, transparent loan terms, and helpful customer service so you always know what to expect.

Our team is here to support you every step of the way. We’re here to help you find the right cash solution when you need it most.

Fast Cash When You Need It

We know waiting isn’t always an option. That’s why many of our customers get approved and funded the same day. Some even get their cash in minutes with instant debit card funding.

Easy to Apply

Whether you apply online or in person, the process is quick and easy. No long forms or complicated steps. Just simple questions to help us understand how much you need.

All Credit Types Welcome

Don’t have perfect credit? That’s okay. We offer personal loans for customers with less than perfect credit.

We also consider more than just your credit score during the loan application review process. Even if you’ve had trouble getting approved at a bank or another lender, we take a broader look at your loan application.

We’re here to help you get the money you need soon.

Short Term Loans vs. Other Lending Options

It’s helpful to know how short term loans compare to other types of borrowing.

Short Term Loans vs. Installment Loans

Installment loans are for larger amounts and repaid over several months.

Short term loans are for smaller needs and paid back quickly.

Short Term Loans vs. Personal Lines of Credit

Personal lines of credit let you borrow as needed, up to your approved limit.

Short term loans give you a lump sum of cash to handle one-time, urgent expenses.

Short Term Loans vs. Title Loans

Title loans require you to use your car title as collateral to get your cash.

Short term loans don’t require you to give up your vehicle or other collateral.

Short Term Loans vs. Traditional Bank Loans

Traditional bank loans often take longer to process and can involve more paperwork and more loan denials.

Short term loans are faster and easier to get when you need cash quickly, especially for borrowers with less than perfect credit scores.

Short Term Loans vs. Buy Now, Pay Later

Buy Now, Pay Later is usually tied to specific purchases at select retailers to allow you to pay off your order later, usually with hidden fees and “loan stacking”.

Short term loans can be used for almost any expense, from bills to repairs to groceries.

Short Term Loans vs. Credit Cards

Credit cards let you borrow as you spend but may have spending limits or fees and canceling a credit card may hurt your credit score.

Short term loans give you one set amount of cash upfront to cover immediate needs.

How to Get a Short Term Loan from LendNation

Applying for a short term loan is easier than you think. You can do it online or visit a store near you. Here’s how it works:

Check Your Eligibility

To get started, you need:

Current phone number & email address (online)

To be 18 years or older

Current US-issued photo ID 

Proof of income 

Bank statement from within last 30 days 

An active checking account 

Choose How You Want to Apply

Apply online from your phone, tablet, or computer.

Or visit a LendNation store and get help from our friendly team.

Get Approved Fast

Many applications are approved in minutes. You won’t have to wait long to find out if you qualify.

Receive Your Cash

If you need quick cash, LendNation is here to help. Our fast and simple Choose how you want to receive your funds:

• Instant debit card funding for fast access
• Bank deposit
• Cash pickup at your nearest store

Need cash fast? Apply online now or visit a LendNation store to get started today.